Sample Pricing

In phone consultations we give pricing and in-depth analysis on all of the primary traditional and hybrid LTCi products. Carriers reviewed include: Northwestern, New York Life, MassMutual, Thrivent, Mutual of Omaha, Transamerica, National Guardian Life, Life Secure, Genworth, Lincoln, State Life, Pacific Life, Nationwide, and Brighthouse.

Below is a generic example of annual premiums for traditional LTCi assuming the following level of coverage:

  • $4,500 per month for nursing home/assisted living/home care
  • 3% compound inflation
  • 3 year benefit period ($162,000 pool of money)
  • 90 day elimination period
Married (per individual) Single
MaleFemaleAgeMaleFemale
$1,110$1,83040$1,390$2,290
$1,260$2,09045$1,580$2,610
$1,370$2,30050$1,710$2,880
$1,620$2,70055$2,030$3,370
$1,840$3,09060$2,290$3,870
$2,380$4,04065$2,980$5,050
$2,910$4,95070$3,640$6,180

To receive specific pricing or hybrid pricing on a customized policy, please schedule a phone consultation.