Sample Pricing

In phone consultations we give pricing and in-depth analysis on all of the primary traditional and hybrid LTCi products. Carriers reviewed include: Northwestern, New York Life, MassMutual, Thrivent, Mutual of Omaha, Transamerica, National Guardian Life, Life Secure, Genworth, Lincoln, State Life, Pacific Life, Nationwide, and Brighthouse.

Below is a generic example of annual premiums for traditional LTCi assuming the following level of coverage:

  • $4,500 per month for nursing home/assisted living/home care
  • 3% compound inflation
  • 3 year benefit period ($162,000 pool of money)
  • 90 day elimination period
Married (per individual) Single

To receive specific pricing or hybrid pricing on a customized policy, please schedule a phone consultation.