- Sample coverage:
- $4,500/month for home care/assisted living/nursing home
- 3-year benefit period ($162,000 pool of money)
- 3% compound inflation
- 90-day elimination period
- Other coverage levels and payment options are available
- Premiums are annual and do not represent any one carrier
- With state approval, rates can increase
- Policies are subject to medical underwriting before issuance
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of the top 5 carriers for traditional LTCi